Health-Insurance

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Health Insurance

In today's fast-paced and uncertain world, health insurance is not a luxury—it's a necessity. A robust health insurance plan ensures that you and your family are financially protected in case of medical emergencies, critical illness, or hospitalization.

At Sarvottam Wealth, we help you choose the right health insurance policy that offers more than just hospitalization coverage. From cashless treatments to critical illness protection, second medical opinions, and annual health checkups for all family members, we make sure you're covered from every angle.

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Why Mediclaim Policy is Important

Everyone, at some point in life, faces health issues or unexpected medical needs. That’s why a mediclaim policy is not just important—it’s essential. Here’s why:

Illness or injury can strike at any age, without warning
Emergency medical expenses are rising faster than inflation
Government hospitals often lack facilities, while private hospitals are expensive
Doctor consultations, diagnostic tests, and medicines can be a huge burden without insurance
Without a mediclaim policy, you risk spending from your savings meant for other goals

When Should You Buy Health Insurance?

The sooner, the better. Buying a mediclaim policy at a young age helps you secure lower premiums and access long-term benefits such as a No-Claim Bonus (NCB). Even if you’re late, starting today is still better than not having coverage at all.

And don’t forget the tax advantages—health insurance premiums qualify for deductions under Section 80D of the Income Tax Act.

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor – ARN-000 | Date of initial registration – 00 APR 0000 | Current validity of ARN – 00 APR 0000

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