Insurance Planning

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Insurance Planning

At Sarvottam Wealth, we believe that protecting your wealth is just as important as growing it. Insurance planning is a crucial aspect of financial well-being, offering a safety net that shields you and your loved ones from unforeseen events such as illness, accidents, disability, or loss of life.

Insurance is not just a product—it’s a risk management strategy. It helps you secure your family’s future, your lifestyle, and your assets against life’s uncertainties. By creating a robust insurance framework around your goals, we help ensure that even if something goes wrong, your financial journey stays on track.

Our approach to insurance planning starts with understanding your current protection level and identifying possible shortfalls. Whether you are underinsured, over-insured, or unsure about your existing policies, our experienced professionals work closely with you to fine-tune your coverage. We don’t just recommend insurance—we customize it based on your unique life situation, responsibilities, and long-term aspirations.

Our Insurance Planning Covers:

Life Insurance

to protect your family's future in your absence

Health Insurance

to manage the rising costs of medical treatment

Personal Accident Cover

to financially support unexpected injuries or disabilities

Child Plans

to safeguard your child’s education and future needs

Critical Illness Cover

for life-threatening medical conditions requiring long-term care

We understand that insurance is often misunderstood as an investment. But its primary role is protection. In a world filled with uncertainties—from sudden health emergencies to unforeseen loss of income—insurance brings peace of mind and financial security.

At Sarvottam Wealth, we help you assess your risks, eliminate unnecessary policies, and close the gaps where protection is lacking. Our goal is to build a comprehensive insurance plan that ensures you are neither under-covered nor overburdened—just rightly insured to face life’s unpredictability with confidence.

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor – ARN-000 | Date of initial registration – 00 APR 0000 | Current validity of ARN – 00 APR 0000

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