Sarvottam Wealthnetwork Private Limited
Dahyabhai Patel, Director
M.Sc., C.I.A., Certified Financial Planner
Creating Wealthy & Happy Families, Ethically
Your trusted partner in ethical wealth creation with 18+ years of experience, ₹65+ Cr AUM, and 500+ happy clients across the globe.
As the name suggests, Life Insurance India secures your life from financial losses, which occurred due to the unexpected or premature death of the insurer. In life insurance, the insurer pays a fixed amount of money in the form of premium, to the insurance company.
In return for which company promises to pay a certain sum of money to the family or legal heir of the insurer, on his death or mis-happening. The money the company pays depends upon the contract and premium paid by the insurer. Call us now, your Life Insurance Agent to ensure you and your beloved family.
You will do anything for the ones you love. Thinking about why you need Life insurance can be an emotional and stressful task. However, life insurance is one of the most responsible decisions you can make to help ensure that your spouse, children or other loved ones can continue to enjoy the quality of the life they deserve.
At Sarvottam Wealth, we understand that your family’s security and well-being come first. Life Insurance is one of the most thoughtful and responsible decisions you can make to ensure that your loved ones are financially protected, even in your absence. It is not just a policy—it’s a promise to stand by your family when they need support the most.
Here are the key reasons why Life Insurance should be a core part of your wealth protection strategy:
Life insurance provides a financial safety net in case of unforeseen events such as death, critical illness, or disability. Whether it’s a term plan or a savings-linked policy, life insurance ensures that your family’s financial needs are taken care of—whether temporarily affected or permanently altered.
In the unfortunate event of the policyholder's demise, life insurance provides a lump-sum payout (sum assured + accrued bonuses) to the nominee. This amount can help your family manage household expenses, children’s education, loan repayments, or other lifestyle needs without financial stress.
Life insurance policies are eligible for tax deductions under Section 80C of the Income Tax Act, offering deductions of up to ₹1.5 lakhs on premiums paid. Additionally, the maturity or death benefit is generally tax-free under Section 10(10D), making life insurance a tax-efficient tool for protection and savings.
Many life insurance policies, especially endowment or participating plans, offer bonuses and loyalty additions declared by the insurance company. Over time, these additions enhance your policy value and can serve as a secondary form of investment with guaranteed benefits.
Life is unpredictable. Having a life insurance plan in place means that your loved ones can continue living with dignity—maintaining their standard of living, repaying home loans or credit liabilities, and achieving long-term goals like higher education or marriage, even in your absence.
When you invest in life insurance, you're not just securing a payout—you're giving your family emotional peace of mind. You can rest assured knowing that whatever happens, they are financially protected and supported.
At Sarvottam Wealth, we go beyond simply recommending insurance products—we help you choose the right type, tenure, and cover based on your life stage, responsibilities, and future aspirations. Whether you're looking to start with a term policy, enhance existing coverage, or combine protection with long-term savings, we’re here to guide you every step of the way.
Have you ever paused to consider what would happen to your family in the unfortunate event of your untimely demise? Who will manage their day-to-day expenses—like EMIs, groceries, education fees, or marriage costs? Will your savings or investments be sufficient to sustain them in the long run?
Protection Beyond the Unexpected
Accidents can happen without warning—and sometimes, they change everything. Whether it’s a temporary setback or a life-altering disability, a personal accident insurance policy ensures that your family’s future remains protected.
Shielding You Against Pandemic-Related Risks
With the rise of COVID-19 and related health complications, protection is more essential than ever. As per IRDAI guidelines, insurance providers now offer a standardized Corona Kavach Policy—specifically designed to cover medical costs associated with COVID-19.
+91 9375612873
Office: 159-B, Kenyanagar Society,
Near Abhilasha Char Rasta, New Sama
Road, Vadodara, Gujarat, India PIN-390024
At Sarvottam Wealthnetwork Pvt Ltd, we offer a variety of financial instruments and strategies to help you build and protect your wealth.
Mon - Sat : 10:00 AM to 6:30 PM
Sunday : Closed
Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor – ARN-000 | Date of initial registration – 00 APR 0000 | Current validity of ARN – 00 APR 0000
Copyright 2025 @ Sarvottam Wealth. Important Links | Disclaimer | Disclosure | Privacy Policy | SID/SAI/KIM | Code of Conduct | SEBI Circulars | AMFI Risk Factors
