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Secure Their Future Today: Financial Planning for Your Child's Education in India Why is it crucial?

In India, the cost of quality education is rising at an alarming rate—far outpacing general inflation.
From primary schooling to higher education in India or abroad, parents often face a heavy financial burden.
Planning ahead is no longer a choice; it is a necessity.

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Rising Costs of Education

Engineering or Medical UG course today costs ₹10–25 Lakhs.
MBA from a top-tier B-school in India costs ₹20–30 Lakhs.
Studying abroad? Be ready for ₹50 Lakhs to ₹1.5 Crores.
Costs are doubling every 6–8 years due to education inflation (8%–12%).

Why Financial Planning is Vital

Avoid Compromises

Ensure your child’s dreams aren’t limited by money.

Start Early, Gain More

A small monthly SIP of ₹5,000 can grow to ₹30+ Lakhs in 15–18 years.

Beat Inflation

Only long-term investments in Mutual Funds, Equity, and Education Plans can outpace rising costs.

Avoid Loans & Debt

Smart planning today reduces the need for costly education loans tomorrow.

Customize Goals

Every child is different. A personal plan tailors to your child's age, ambition, and academic path.

How to Start?

Step 1: Identify future education goals (India vs Abroad, UG vs PG).
Step 2: Estimate future cost (use inflation-adjusted values).
Step 3: Choose suitable investment instruments: Mutual Funds, Sukanya Samriddhi Yojana, ULIPs, Bonds, PPF, etc.
Step 4: Start a monthly SIP or lump-sum investment—the earlier, the better.
Step 5: Review the plan annually and adjust as needed.

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A Financial Advisor Can Help You

Select the right products.
Track inflation-adjusted growth.
Ensure disciplined and goal-oriented investing.
Rebalance investments based on market conditions and your child’s changing needs.

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor – ARN-000 | Date of initial registration – 00 APR 0000 | Current validity of ARN – 00 APR 0000

Page Title

Secure Their Future Today: Financial Planning for Your Child's Education in India Why is it crucial?

Why Financial Planning is Vital

Avoid Compromises

Start Early, Gain More

Beat Inflation

Avoid Loans & Debt

Customize Goals

How to Start?

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